Terms and Conditions

Eligibility Requirements:

• You must provide accurate and complete registration information
• You are responsible for maintaining the confidentiality of your account credentials

Account Responsibilities:

• You are solely responsible for all activities under your account
• Notify us immediately of any unauthorized use of your account
• Maintain accurate and up-to-date account information
• Use strong passwords and enable two-factor authentication when available

Our Content:

• All quiz questions, assessments, and AI-generated content are proprietary to LoudIQ
• You may not reproduce, distribute, or create derivative works without written permission
• Screenshots or copying of quiz content for commercial purposes is prohibited
• Educational use for personal study is permitted within the platform

User Content:

• You retain ownership of any original content you submit
• By submitting content, you grant us a license to use it for platform improvement
• You warrant that your submissions do not infringe third-party rights

Data Collection:

• We collect personal information necessary for account creation and service provision
• Assessment data is collected to provide personalized learning insights
• Usage analytics help us improve platform performance and user experience
• We use cookies and similar technologies as described in our Cookie Policy

Data Protection:

• Your data is encrypted and stored securely using industry-standard practices
• We do not sell personal information to third parties
• Data is retained only as long as necessary for service provision
• You have rights to access, correct, or delete your personal data

Acceptable Use:

• Use the platform for legitimate educational assessment purposes
• Respect other users and maintain professional conduct
• Follow all applicable laws and regulations
• Report any technical issues or suspicious activities

Prohibited Activities:

• Attempting to cheat, hack, or manipulate assessment results
• Sharing account credentials or allowing unauthorized access
• Reverse engineering or attempting to extract proprietary algorithms
• Using automated tools or bots to interact with the platform
• Harassment, discrimination, or inappropriate behavior toward other users
• Uploading malicious code, viruses, or harmful content

Subscription Plans:

• Premium features require a valid subscription
• Payments are processed securely through our payment partners

Refund Policy:

• Contact support for refund requests with valid justification

Service Disclaimer:

• The platform is provided "as is" without warranties of any kind
• We do not guarantee 100% accuracy in AI-generated assessments
• Results should be used as guidance, not definitive academic evaluation
• Platform availability may be subject to maintenance and technical issues

Liability Limitations:

• Our liability is limited to the amount paid for services in the past 12 months
• We are not liable for indirect, incidental, or consequential damages
• Users are responsible for their own academic and career decisions
• Third-party integrations are subject to their own terms and limitations

Resolution Process:

• Contact our support team first to resolve issues informally
• Unresolved disputes may be subject to binding arbitration

Governing Law:

• These terms are governed by the laws of [Jurisdiction]
• Any legal proceedings will be conducted in [Jurisdiction] courts
• International users agree to jurisdiction and venue requirements

User Termination:

• You may terminate your account at any time through account settings
• Cancellation takes effect at the end of the current billing period
• You remain responsible for charges incurred before termination
• Account data may be retained for legal and operational purposes

Platform Termination:

• We may suspend or terminate accounts for terms violations
• Immediate termination may occur for serious breaches or illegal activity
• We will provide reasonable notice for service discontinuation
• Data export options will be provided where technically feasible